Untangled

Untangled aims to bring the traditional private credit market – currently more than $1 trillion in size – to blockchains via tokenization. The platform focuses on fintech lending – for example invoice financing and consumer loans based on salary advances – and so-called “green assets,” such as working capital or development loans for green infrastructure projects like battery swapping stations. The has a built-in liquidation engine that may auction off certain collateral assets to improve the pool’s overall health if it falls below a certain threshold. The company has crafted a forward-looking credit assessment model that monitors the borrower’s future default risks. The protocol also offers an auction-based withdrawal mechanism for investors who want to exit the pools early.